Free tool

Sale proceeds calculator for Singapore home sellers

Calculate your sale proceeds, monthly mortgage repayment and TDSR affordability in one place. The sale proceeds calculator remains the main tool for sellers, with financing tools for buyers planning their budget.

For sellers

Sale proceeds calculator

Estimate the cash left after your loan, CPF refund, resale levy, legal fees and agent fee.

Nothing you type here is saved or sent anywhere — the sum runs entirely in your browser. It is an estimate for planning, not a valuation or financial advice.

Disclaimer: Project information, pricing, promotions, availability, transaction figures, calculations and charts are provided for general information and research purposes. They are indicative, may not reflect real-time status, may change without notice and should be independently verified and confirmed before making a purchase decision. Historical transactions are for reference only and are not a valuation. Calculations are estimates only. Nothing on this website constitutes financial, legal or investment advice.

Calculations are estimates for general information only and may not reflect your actual eligibility, financing, CPF usage, taxes or purchase costs. Please verify the applicable requirements before making a property or financial decision.

For buyers

Mortgage calculator

Estimate your monthly instalment, down payment, total interest and total repayment.

Calculate from

Nothing you type is saved or sent anywhere. This estimate is for planning and is not a loan offer.

Disclaimer: Project information, pricing, promotions, availability, transaction figures, calculations and charts are provided for general information and research purposes. They are indicative, may not reflect real-time status, may change without notice and should be independently verified and confirmed before making a purchase decision. Historical transactions are for reference only and are not a valuation. Calculations are estimates only. Nothing on this website constitutes financial, legal or investment advice.

Calculations are estimates for general information only and may not reflect your actual eligibility, financing, CPF usage, taxes or purchase costs. Please verify the applicable requirements before making a property or financial decision.

For buyers

TDSR affordability calculator

Estimate the maximum home loan and property price your income and existing commitments may support.

Nothing you type is saved or sent anywhere — the sum runs in your browser. It is a guide for planning, not a loan approval. Banks assess income documents, credit records and age.

Disclaimer: Project information, pricing, promotions, availability, transaction figures, calculations and charts are provided for general information and research purposes. They are indicative, may not reflect real-time status, may change without notice and should be independently verified and confirmed before making a purchase decision. Historical transactions are for reference only and are not a valuation. Calculations are estimates only. Nothing on this website constitutes financial, legal or investment advice.

Calculations are estimates for general information only and may not reflect your actual eligibility, financing, CPF usage, taxes or purchase costs. Please verify the applicable requirements before making a property or financial decision.

How to read your result

CPF refund is not lost money

Everything you withdrew, plus accrued interest, goes back to your CPF Ordinary Account. It is still yours — it just is not cash, and it can usually be used again for your next home.

Cash in hand drives your next move

Your down payment, buyer's stamp duty and renovation budget come from cash, not CPF alone. Plan the next purchase around this figure.

A negative sale is not the end

If the number is below zero you may need to top up in cash on completion. Knowing early gives you room to adjust price, timing or financing.

Want the real numbers, checked?

Send your details and Kaeden will prepare a written proceeds statement using your actual CPF figures, loan balance and current transactions in your block or project.

By submitting, you agree to our Privacy Policy. Your details are used only to respond to your enquiry, in accordance with the PDPA.

By submitting this form, you are contacting Kaeden Ong (CEA Reg. No. R027596H), ERA Realty Network Pte Ltd (CEA Licence No. L3002382K).