Free tool

Sale proceeds calculator for Singapore home sellers

The asking price is not the number that matters. This calculator shows what actually reaches your bank account after your outstanding loan, CPF refund with accrued interest, resale levy, legal fees and agent fee — the same statement Kaeden Ong prepares before any home goes to market.

Nothing you type here is saved or sent anywhere — the sum runs entirely in your browser. It is an estimate for planning, not a valuation or financial advice.

How to read your result

CPF refund is not lost money

Everything you withdrew, plus accrued interest, goes back to your CPF Ordinary Account. It is still yours — it just is not cash, and it can usually be used again for your next home.

Cash in hand drives your next move

Your down payment, buyer's stamp duty and renovation budget come from cash, not CPF alone. Plan the next purchase around this figure.

A negative sale is not the end

If the number is below zero you may need to top up in cash on completion. Knowing early gives you room to adjust price, timing or financing.

Want the real numbers, checked?

Send your details and Kaeden will prepare a written proceeds statement using your actual CPF figures, loan balance and current transactions in your block or project.

Your details stay private and are used only to respond to your enquiry.

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